Private banking · Genève

Your wealth, held with discretion. Your family, governed with care.

Vestcap brings your accounts, deposits and invested wealth into one private relationship, overseen by a banker who knows you, with authority for your family that you define.

GenèvePrivate client desk
USD · CHF · EURAccounts in each currency
DiscretionaryManaged investment mandates
Family authorityDelegates with limits you set
Genève

Private banking

One relationship. Every account, currency and commitment.

Hold current accounts in US dollars, Swiss francs and euros under a single relationship. Move money between them at our reference rates, pay beneficiaries at home and abroad, and see your entire position, converted and current, the moment you sign in.

  • Separate accounts in USD, CHF and EUR, each with its own number and statement
  • Transfers within Vestcap, across Switzerland and worldwide by SWIFT
  • Statements issued on demand, fixed the moment they are issued
Illustration
Total relationship value
USD 4’250’000.00
USDCurrent accountVC-USD-1000••••USD 1’240’000.00
CHFCurrent accountVC-CHF-1000••••CHF 310’000.00
EURCurrent accountVC-EUR-1000••••EUR 285’000.00

What your relationship includes

Considered services, in one place.

Accounts in three currencies

Current accounts in USD, CHF and EUR, with balances you can see in full and move freely between.

Transfers, anywhere

To other Vestcap clients instantly, across Switzerland, and to banks worldwide with full SWIFT details.

Fixed-term deposits

Catalogue terms from three to twelve months, and individually negotiated placements for larger sums.

Discretionary mandates

A balanced portfolio managed by the Vestcap Investment Office, with holdings and performance always visible.

Family authority

Invite family members to act for you, each with their own credentials and their own monthly limit.

Private cards

Physical and virtual cards linked to your accounts, which you can freeze and unfreeze in an instant.

Family governance

Help from your family, without sharing a password.

A spouse, a child at university, a parent: invite them to act on your behalf. Each family member signs in with their own credentials, is verified by Vestcap before anything is active, and transfers only within the monthly limit you set for them.

  1. You inviteName the family member and choose their monthly limit.
  2. Vestcap verifiesWe review their identity. Nothing is active until we approve.
  3. Authority, boundedThey act within their limit. You see every transfer, and can end access at any time.
You are acting forA Vestcap client
SpouseUSD 25’000 a month
ChildUSD 10’000 a month

Each family member has their own limit. One person's transfers never reduce another's, and neither can see the other's activity.

Balanced discretionary mandateIllustration
1.01M1.04M1.08M1.11M1.15M1 Nov2 Jul3 Mar1 Nov
EquitiesBondsFundsMoney market

Wealth management

Invested with discipline, reported with clarity.

Your mandate is managed by the Vestcap Investment Office within an allocation agreed with you. Holdings, allocation and performance are always visible, valued in your reference currency, and reviewed with your banker each quarter.

  • Equities, bonds, funds and money-market instruments
  • Performance shown over one month to since inception
  • Quarterly mandate review with your private banker

Past performance is not a reliable indicator of future results. The value of investments can fall as well as rise.

Your private banker

A person, not a queue.

Every relationship has a named private banker in Genève. Request a call from your accounts at any time and your banker will respond personally, usually within one business day.

Your private banker
Senior Private Banker
Private client desk · Genève
Portfolio reviewScheduled each quarter
Large transfersA call before they leave
Family accessSet up together

Become a client

Relationships begin with an introduction.

Vestcap is by invitation. Tell us a little about yourself and a private banker will be in touch to arrange a conversation.

  1. IntroductionYour request, or the introduction of an existing client, reaches our desk in Genève.
  2. ConversationA private banker learns about your needs, your family and your plans.
  3. Your relationshipOnce your application is approved, your accounts open and your banker is your first call.